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Insurance is a means of protection from financial loss. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss.
Insurance companies
An entity which provides insurance is known as an insurer, an insurance company, an insurance carrier or an underwriter. There are several in-game companies that provide both health and property insurance.
Insurance products
In Star Citizen players will be able to insure properties from loss. That includes player characters, cargo[1], ships and homesteads.
Ship insurance
Pilots in Star Citizen will be able purchase insurance policies in-game for their fleet. This ensures that your ship will be replaced should it be destroyed or stolen[2].
Currently, on the Alpha and Public Test Universe (PTU), all ships and vehicles are given a basic insurance plan that does not expire to facilitate testing. At this time, it requires no upkeep or fee for players to acquire basic ship loss coverage. There may be a fee to file a claim or expedite a replacement, however.
Homestead insurance
Homesteads in registered land claims will be able to be insured[3].
References
- ↑
INSURANCE FAQ. 通讯链接
- ↑ SHIP INSURANCE FAQS. Knowledge Base
- ↑ Q&A: UEE Land Claim Licenses 2. 通讯链接