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{{等待翻译|翻译者=}} '''Insurance''' is a means of protection from financial loss. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss. =Insurance companies= {{For|a list of Insurance companies|:Category:Insurance companies}} An entity which provides insurance is known as an insurer, an insurance company, an insurance carrier or an underwriter. There are several in-game companies that provide both health and property insurance. =Insurance products= In Star Citizen players will be able to insure properties from loss. That includes [[player characters]], [[cargo]]<ref name="QAInsurance">{{Cite RSI|url=https://robertsspaceindustries.com/comm-link/SCW/14282-API/|int=14282-API|text=INSURANCE FAQ}}</ref>, [[ships]] and [[homestead|homesteads]]. ==Ship insurance== {{For|full details about ship insurance|Ship Insurance}} Pilots in Star Citizen will be able purchase insurance policies in-game for their fleet. This ensures that your ship will be replaced should it be destroyed or stolen<ref name="QAShipInsurance">{{Cite RSI|url=https://support.robertsspaceindustries.com/hc/en-us/articles/360000093467-Ship-Insurance-FAQs/|int=Ship-Insurance-FAQs|text=SHIP INSURANCE FAQS}}</ref>. Currently, on the Alpha and [[Public Test Universe]] (PTU), all ships and vehicles are given a basic insurance plan that does not expire to facilitate testing. At this time, it requires no upkeep or fee for players to acquire basic ship loss coverage. There may be a fee to file a claim or expedite a replacement, however. ==Homestead insurance== Homesteads in registered land claims will be able to be insured<ref name="QALicense02">{{Cite RSI|url=https://robertsspaceindustries.com/comm-link/engineering/16319-Q-A-UEE-Land-Claim-Licenses-Part-2/|int=Comm-Link:Q-A-Land-Claim-License 2|text=Q&A: UEE Land Claim Licenses 2}}</ref>. ==References== {{Reflist}} [[en:/Insurance]]
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